If you bought your property with the government’s Help to Buy equity loan scheme, you will need a professional valuation when it comes to repaying part or all of that loan. SMRE Property provides independent Help to Buy Valuations across the North West, giving you an accurate picture of your home’s current market value.
Our valuations are carried out in line with RICS (Royal Institution of Chartered Surveyors) standards, which are required by the scheme administrator. This ensures your repayment is fair, accurate, and fully compliant, reflecting today’s property market rather than outdated purchase prices or online estimates.
By choosing SMRE Property, you’ll benefit from the expertise of an independent, local firm with in-depth knowledge of the North West housing market. We deliver trusted reports that are accepted by the scheme administrator, helping you move forward with confidence and peace of mind.
The repayment amount for your Help to Buy equity loan is calculated as a percentage of your property’s current market value. To ensure this figure is accurate, the scheme administrator requires a RICS-compliant valuation before processing any repayment requests. This protects both you and the scheme by preventing repayments based on outdated or speculative figures.
A professional Help to Buy Valuation from SMRE Property is also essential if you plan to sell your home while the equity loan is still outstanding. The valuation determines the settlement amount, allowing the sale to proceed smoothly and ensuring all parties are confident in the transaction. With our independent North West-based surveyors, you can be certain your property valuation is accurate, compliant, and recognised by the scheme administrator.
At SMRE Property, we take a thorough and impartial approach to Help to Buy valuations. One of our qualified RICS surveyors will conduct a detailed site visit, assessing your property’s size, layout, condition, and location.
We then compare your home to similar properties recently sold in the North West, combining a physical inspection with local market analysis. This ensures our valuations are fully evidence-based, accurate, and compliant with both RICS standards and government requirements. By choosing SMRE Property, you can trust that your Help to Buy valuation is professionally prepared and recognised by the scheme administrator, giving you confidence in every step of the repayment process.
At SMRE Property, we aim to make the Help to Buy valuation process simple and stress-free. Once you book your valuation, one of our North West-based RICS surveyors will usually be able to carry out the inspection within a few working days, depending on your location and availability.
After the site visit, we typically provide the completed valuation report within 3 working days. The report is ready to submit directly to your Help to Buy scheme administrator. Our team is also on hand to clarify any points within the report, answer your questions, and provide additional copies if needed, ensuring you have everything required for a smooth and efficient repayment process.
